bursary

"It's low to middle income families and those children on bursaries where the impact of VAT is being felt most," Mr Morton adds.

He is also promoting the local music lesson bursaries charity Cheryl King Trust, which has a "special resonance".

The NHS does offer a bursary but we are having to use our savings and are paying £20,000 a year now on childcare.

Recent bursary changes in some shortage subjects has increased the supply of teachers in some areas.

Because top rugby-playing private schools don't just spend on facilities, they also invest in talent, offering highly sought-after scholarships and bursaries which can dramatically reduce fees.