recoverable

A year later, Mr Lucas was told the repairs were unlikely to take place before May 2024 but that any losses would be recoverable from the party found to have overall responsibility for this incident.

Any bookings made through a credit card may also have recoverable costs.

"You cannot guarantee you will have economically recoverable reserves in every country."

But experts are downbeat about the chances of the rest of the funds being recoverable, given the North Korean expertise in hacking and laundering the money.

Even though printed photos in old albums or those tucked away in a keepsake box might not be recoverable, there are ways to get back a version of your lost images through digital sources.