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View synonyms for

Roth IRA

  1. an individual retirement account in which investments are made with taxable dollars, but earnings are tax-free and withdrawals are tax-free after age 59 1/2.



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Word History and Origins

Origin of Roth IRA1

1997; after William V. Roth, Jr., senator from Delaware
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Example Sentences

Examples have not been reviewed.

Dear Liz: I inherited my mother’s Roth IRA when she died in 2015 and have been taking yearly required minimum distributions based on my age.

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Can she just roll it over into her existing Roth IRA, as is generally permitted for spousal IRA inheritance?

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My spouse is my primary beneficiary on this inherited Roth IRA.

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Or are there additional limits imposed because it becomes a “doubly inherited” Roth IRA?

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Since this is a Roth IRA, however, the original owner would not have been required to start distributions.

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