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Roth IRA

an individual retirement account in which investments are made with taxable dollars, but earnings are tax-free and withdrawals are tax-free after age 59 1/2.

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Word History and Origins

Origin of Roth IRA¹

1997; after William V. Roth, Jr., senator from Delaware

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Example Sentences

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"For example, If you want to learn the difference between a Roth IRA and a traditional IRA, it can explain it in plain English," he said.

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She would not have to take distributions from a Roth IRA she inherits from you.

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On the upside, it’s not too late for taxpayers 50 and older to make catch-up contributions to their traditional or Roth IRA for tax year 2023.

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This year, Huaman plans to convert her tax-advantaged personal savings plan into a Roth IRA, from which she can withdraw contributions, generally without paying taxes or penalties.

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You might benefit from converting some savings to a Roth IRA or offsetting capital gains by claiming losses.

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Rothesay Rothko

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