unviable

But several senior ex-staff told us they had concerns about how Mr Adler ran his company, saying he continued to take on new clients even after being warned that some business and app ideas were unviable or impossible to make.

"Rising costs alongside reduced funding have rendered many services unviable, forcing many to close, while demand for supported housing continues to rise. The decision to increase employers' National Insurance contributions has placed even further pressure on providers' budgets."

Noting that some borrowers had been granted "repayment holidays" of up to four years, the PAC said that loans "should not be extended to provide support for bodies which are financially unviable five years post-pandemic".

GP services run by Dr Jalil Ahmed and Dr Jonathan Allinson have drawn criticism in south Wales recently, and the pair are set to resign from five surgeries there, claiming the contracts are unviable.

They say the impact of the proposed inheritance tax changes will leave them facing a £400,000 bill and the prospect of selling off so much of the 210-acre farm that it would become unviable as a business.